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Taxa de Inatividade na IQ Option e XP Investimentos

Vi que a IQ Option cobra uma taxa de inatividade após 90 dias sem movimentações. Alguém sabe informar se a XP Investimentos possui essa mesma taxa ou algo parecido? Todas as corretoras vão cobrar algum tipo de taxa caso não haja movimentação na conta durante um período de tempo?
Se esse não for o fórum correto para essa pergunta, me avisem que retiro minha postagem.
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